How many times a week do you hear someone complain about their insurance company? It seems insurance companies have become more difficult to deal with even in small matters, which is why you don’t have to be the victim of a car accident to hire an insurance attorney.
Insurance companies will go to great lengths to avoid paying your claim, while at the same time offering you a settlement inadequate enough to pay your medical bills. And what about the leak in your garage ceiling? Well, that could take forever, and you may never see satisfaction from your insurance company. A company to whom you pay a lot of money each year.
When going up against a big company, it can be hard to know just when you’ll need the services of a good lawyer. But here are a few clues as to where you may start:
- The insurance company denies your claim
- The insurance company delays paying you
- Unexpected policy termination
- They send an attorney
If the insurance company denies your claim, they are required to give you a timely and valid answer as to why the claim was denied. If they do not – call your attorney.
States set limits requiring insurance companies to resolve situations within a given time period. If they do not, a good attorney will be able to figure out what is going on.
If you try to make a claim only to learn that your policy has been inexplicably cancelled, call your attorney immediately. And if the insurance company wants you to speak with their attorney – don’t agree to do so without the presence of your own attorney.
You are not powerless against insurance companies, although they may attempt to make you feel that way. Hiring an attorney who knows how to fight the insurance company may seem like a big expense, but many such attorneys will only bill you if there is a settlement.
If you have legal questions, please consult our Online Legal Directory to find an attorney in your area.