Some insurance policies offer something call replacement coverage. Replacement coverage is the difference between the cash value of what something would be worth today versus the actual cost of it when you purchased it. If you have replacement cost coverage, most insurance companies will give you the actual cash value of an item and require you to submit a receipt for the new item you purchased before paying you the remainder. Facing insurance issues after a hurricane damaged your personal property? Perry & Young are here to assist you today. Free Consultation • You Pay NO Fees Until We Win. Call now to gain our experienced help. 850-215-7777 or visit our website at

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