Workers’ Compensation is a form of insurance providing wage replacement and medical benefits to a worker who is injured on the job. It is a form of accident insurance that is paid for by the employer.
If you are injured on the job, or acquire a work-related illness, worker’s comp will pay your medical expenses. And if you can’t work, it will also cover wage-loss compensation until you are able to return to work.
But, is workers’ compensation your best and only legal remedy? For instance, the state of Alabama has some of the worst workers’ comp laws on the books. Because there are so many things to consider, it is important that a thorough investigation be carried out. This is where a lawyer who understands workers’ compensation can be an invaluable ally.
Sometimes, it may be found that a third party was involved in the incident that caused your injuries. Proper investigation may determine that there was another entity, such as an independent contractor, at a particular worksite that helped contribute to your injury or even death.
Any time there is a death or a very serious injury, or if there are multiple injuries or a death, the Occupational Safety and Health Administration (OSHA) will get involved and investigate. A good workers’ comp attorney will be able to gain access to this report, which could help your case.
There is a limited amount of money that you can get for your on-the-job injuries. So if you have suffered an injury while on the job, it is important that you reach out to a lawyer who can help you with both the workers’ compensation claim and to see if there is other legal recourse you can pursue to get more money for your injuries.
If you have legal questions, please consult our Online Legal Directory to find an attorney in your area.