People are in car accidents every day. Many are minor accidents in which you may not feel you were injured other than the damage to your automobile. However, sometimes the adrenaline that accompanies such accidents can mask, for a short time anyway, minor injuries you may suffer.
You may not be feeling any pain at the time of the accident, but a few days later your neck hurts, or you’re having unexplained headaches. These things can manifest even days after your wreck.
Even if it is a few days later, one of the first things you should do is get medical treatment. Without proof of an injury, there is no way to make a claim with your insurance company. Waiting a few days will not prevent you from having the right to file a claim. Obviously, the longer you wait to get treated the more adversely that may affect your case.
There are time limits in which to file a lawsuit and they vary by state. For example, in Tennessee you only have one year from the date of the accident to file a legal claim. There are also time limitations in certain policies, and other details to consider, such as an Uninsured Motorist policy. Do you have that?
It is very important to hire a lawyer for your case so that they can send your insurance company a notice in the proper format. This will prevent your claim from possibly being denied.
As to property damage, and to what you may be entitled – that is pretty straightforward. You are entitled to the difference of the Fair Market Value immediately before the accident and immediately after the accident.
Keep in mind, insurance companies are in business to make money. They may try to undercut you in what you are owed. There are provisions under the Property Damage Law that a lawyer can use to put pressure on an insurance company to make them pay up.
These are just a few things to know if you are the victim of a car accident.
If you have questions, please consult our Online Legal Directory to find an attorney in your area.