Each year, thousands of motorists are involved in car accidents; knowing what to do after an accident is very important. If you’ve ever been in a car accident, no matter how small, you know what a pain it can be – literally and figuratively speaking. But knowing what to do in the aftermath can save you time and money.
Keep a flashlight, pen and paper and a medical emergency card in your glove box. The card will let medics know of any allergies or other conditions should you have serious injuries.
If you’re in a minor accident with no injuries, move your vehicles out of traffic. Make sure to turn on your hazard lights.
Exchange information with the other driver, such as name, address, insurance information, license plate number and driver license number. Also, don’t admit fault, even if you think you are to blame.
Take pictures of the cars involved and location shots of the accident. This is very easy to do with your cell phone.
If police don’t respond to your accident, which is not uncommon when there are no injuries – file a police report. You may do this at the local police station and many times on the DMV website.
And finally know what your insurance will and will not cover. Things such as towing and a rental car can be added to your policy for a few dollars a month.