Car accidents happen every day, many of them minor, in which you may not even feel injured. However, the pain may not come until several days later due to the accompanying adrenaline right after an accident.
Your neck hurts, you have unexplained headaches, or you develop a backache. These types of pain can manifest themselves even days after a car wreck. And even if your pains happen days after your wreck, you should still seek medical care.
Without proof of an injury, there is no way to make a claim with your insurance company. Waiting a few days will not prevent you from having the right to file a claim. Obviously, the longer you wait to get treatment, the more adversely that may affect your case.
It is very important to hire a lawyer for your case so that they can send your insurance company a notice in the proper format. This will prevent your claim from possibly being denied.
There are time limits in which to file a lawsuit; personal injury suits must be filed within two years from the date of your accident. There are also time limitations in certain policies, and other details to consider, such as an Uninsured Motorist policy. Do you have that?
As to property damage, and to what you may be entitled – that is pretty straightforward. You are entitled to the difference of the Fair Market Value immediately before the accident and immediately after the accident.
Keep in mind, insurance companies are in business to make money. They may try to undercut you in what you are owed. There are provisions under the Property Damage Law that a lawyer can use to put pressure on an insurance company to make them pay up.
Always remember to keep a detailed diary of your accident and injuries, as best you can. These may come in handy for your attorney and your court case should you have to file a lawsuit.
If you have legal questions, please consult our Online Legal Directory to find an attorney in your area.